From your first conversation to the keys in your hand, here is exactly what happens at each stage of getting a home loan, and how Connor keeps it on track.
Take the 2-Minute Quiz →Buying a home is less stressful when you know what happens and when. Here is the path from your first conversation to the keys in your hand, the way Connor Webb walks clients through it across Washington and Oregon.
You start with a quick conversation and a review of your income, assets, and credit. Connor gives you a personalized game plan and, when you are ready, a pre-approval letter that shows your price range and tells sellers you are serious. No credit pull is required just to get an initial plan.
With your pre-approval in hand, you and your real estate agent find the right home and make an offer. Connor can tailor your pre-approval letter to a specific offer price, which can strengthen your position.
Once your offer is accepted, you complete a full application and lock your interest rate. You receive a Loan Estimate that lays out your rate, monthly payment, and closing costs in a standard format you can compare.
Your loan goes into processing, where your documents are verified and an appraisal is ordered to confirm the home's value. This is the stage where responsiveness matters most: sending requested items quickly keeps everything on schedule.
An underwriter reviews the full file and issues a conditional approval, usually with a short list of final items to clear. Connor manages this back-and-forth so you are not left guessing.
Once your conditions are cleared, you are "clear to close." You receive a Closing Disclosure at least three business days before signing, then you sign, the loan funds, and the sale records. After that, the home is yours.
A typical purchase runs a few weeks from accepted offer to closing, though timelines vary by loan type, property, and how quickly documents come in. Connor gives you a realistic timeline up front and keeps you updated at every step.
Start with a pre-approval. Connor reviews your income, assets, and credit and gives you a personalized game plan and a pre-approval letter so you know your price range before you shop. You can get an initial plan with no credit pull required.
A typical home purchase takes a few weeks from accepted offer to closing, depending on the loan type, property, and how quickly documents are provided. Connor gives you a realistic timeline up front and updates you at each step.
A pre-qualification is a quick estimate based on information you share. A pre-approval is stronger: it involves verifying your details and gives you a letter that shows sellers you are a serious, qualified buyer.
Commonly pay stubs, W-2s or tax returns, bank statements, and identification. Self-employed borrowers may provide additional business documentation. Connor gives you a clear checklist up front so nothing slows you down.
Get a personalized mortgage game plan in one business day, no credit pull required to start.
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